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PAGE 48                         www.OverTheHumpSaver.com                           September 2025












































             Starting in 2025, there are some big changes coming to Medicare Part D and
             the Medicare Advantage Plans. These changes will help some and could
             increase costs for others. I can help you make sure you are in the right plan.

             No More Coverage Gap (Donut Hole)
                 •  That confusing coverage gap where you paid more out-of-pocket? It’s going away.
                 •  Instead, a new Manufacturer Discount Program will help lower your costs.

             Out-of-Pocket Limit
                 •  The most you’ll spend out-of-pocket for your covered drugs in a year will be
                    capped at $2,000. After that, you’re covered 100%.

                See if you qualify to have your Part B Premium ($174.70) covered by the State.

             CONTACT ME TO GET A COMPLIMENTARY PLAN COMPARISON TO SEE
              HOW THESE CHANGES WILL AFFECT YOUR DRUG PRICING FOR 2025.

                          Adam Zukowski

                          Licensed Insurance Agent

                          Phone: (702) 580-5767







            Not affiliated with or endorsed by the Government or Federal Medicare program.  Calling the number above will direct you to a licensed insurance agent.
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